Free income and expenses spreadsheet template

CFP decide how much you need each month, cash flow statement — is a document that is used to track the amount of income you reasonably expect to bring in and what is going out.

These expenses should be listed in sequence of priority. Once you categorize each of your expenses, it makes it helpful to decide what has to be paid, or whatnot. Constant Expenses: These are expenses in your monthly budget that never changes. There is no other option to reduce them. Necessary expenses are also usually the priority expenses on your cash flow statement. These expenses are paid on monthly basis without changing the amount.

Variable Expenses: These expenses vary monthly Variable costs are not predictable. All Excel templates and tools are sole property of xlsxtemplates. User can only download and use the excel templates for their Personal use only. All templates provided by XLSX templates are free and no payment is asked. However, you are not allowed to distribute or share in any other website for sole purpose of generating revenue from it. All our templates are designed by Professionals. Home » Templates » Income and Expenses.

Income and Expenses Excel Template. Financial management. Food and nutrition. Fun and games. Health and fitness. Home learning. Papers and reports. Photo albums. Planners and trackers. Profit and loss. Resumes and cover letters. Social media.

It isn't necessary to use the drop-down lists - they are just for convenience. If personal finance scares you a bit, it may be easier to start with just a few expense categories. When you are ready for something more advanced, you might want to try the Money Management Template.

If you are using the worksheet on your phone, you can edit it on the go. If you are using the printed worksheet, you can take it with you in your wallet or purse and edit it whenever you make a purchase.

Another approach is to make notes on a 3x5 card or make notes on your phone about your spending, and then update your worksheet at home. The image below shows an example of the type of report you can create fairly easily using a Pivot Table in Excel. This makes it easy to select the range of dates to display in your table.

Click inside the pivot table, then go to the Analyze tab and click on Insert Timeline. Step 1: Track your Income and Expenses. Step 2: Use that information to create a budget.